The idea is to list a small amount of money in a personal virtual account of the user, thus freeing him from the need to carry coins in your wallet or pocket. After accumulating a certain amount, the client will be able to spend it as any other virtual money — to pay at the online store, pay for cellular communication, to transfer to your Bank account or to purchase gift certificates. In order to start working with CoinOut, ordinary users only need to specify your phone number. Link a Bank account or a plastic card is not required. Representatives of retailers who want to provide buyers with the opportunity to surrender in a virtual form, should be installed in the offices of special devices to enter the phone number linked to the account of the buyer.